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Lendoit is a decentralized P2P Lending platform that provides all elements lending markets need to function. These include: Professional scoring and verification APIs for each country, a loan marketplace, where lenders bid interest rates on loan applications and a default market where failed loans can be traded. The Landoit smart loan contract also offers functions like syndicated loans and the ability to sell a loan to another lender if needed. LOAN is an ERC20 token based on the Ethereum blockchain. It is used as the main currency in the platform.